Paycheck Protection Program (PPP) Resource Center
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AGP Paycheck Protection Program (PPP) Resource Center
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Quick Links:
Webinar Registration | Webinar Recordings | PPP Forgiveness | Responsible Restart Ohio | Self-Employed, Sole Proprietorship, Independent Contractors, Gig Workers | Main Street Lending Program | Crisis Cash Management | Paycheck Protection Program | SBA | Employment, Unemployment, Payroll Tax Matters | General Tax and Business Resources | Ohio Economic Impacts | Published Articles and Updates | Meet Our COVID-19 Response Team
Webinar Series for Business Owners | Navigating COVID-19
Our COVID-19 Response Team discussed variety of topics in short webinars, accessible for anyone working remotely.
Previously Recorded Webinar Resources
| COVID-19 Response Team Webinar Topic | Slide Download | Webinar Recording Download | Additional Resources |
| Part 1: Employment, Unemployment, and Tax Credits | Click Here | Click Here | FFCRA Flow Chart |
| Part 2: Understanding the SBA Loan, CARES Act, and Paycheck Protection Program (PPC) | Click Here | Click Here | |
| Special Webinar: ESOP Valuations During Radical Change | Click Here | Click Here | |
| Part 3: Banking and Cash Flow Matters | Click Here | Click Here | |
| Part 4: COVID-19 Stimulus Roundtable | Click Here | Click Here | |
| Part 5: Navigating COVID-19 for Non-Profits | Click Here | Click Here | Q&As from Part 5 Webinar |
| Part 6: Tax Provisions and Questions | Click Here | Click Here | |
| Part 7: Cash Management and Optimizing the PPP Loan | Click Here | Click Here | Forgiveness Optimizer Cash Management Example Workbook Q&As from Part 7 Webinar |
| Part 8: Planning Opportunities and Legislation | Click Here | Click Here | |
| Special Webinar: Answering Your Legal, Tax, and Accounting Questions as Ohio Goes Back to Work | Click Here | Click Here | |
| Navigating COVID-19 for Stark’s Business Owners – Presented to Canton Regional Chamber of Commerce Members | Click Here | Click Here | PPP Loan Forgiveness Application |
| Part 9: PPP Loan Forgiveness Application | Click Here | Click Here | Loan Forgiveness Interim Final Rule |
| Part 10: Main Street Lending Program | Click Here | Click Here | |
| Part 11: PPP Updates – July 2020 | Click Here | Click Here | PPP EZ Application Flow Chart |
| Part 12: PPP Loan Forgiveness Updates – August 2020 | Click Here | Click Here |
Resources for Business Owners
Responsible Restart Ohio | Ohio Department of Health
- Responsible Restart Ohio – Governor DeWine’s Plan
- Sector Specific Operating Requirements
- Responsible Protocols
- Continued Business Closures – as of May 1, 2020
Self-Employed | Sole Proprietors | Independent Contractors | Gig Workers | Main Street Lending Program
- Main Street Lending Portal Now Open for Loans
- Now Open for Nonprofits: Main Street Lending Program Accepting Submissions
- Main Street Lending Extended by Three Months
- Main Street Lending Update for Non-Profits
- Main Street Lending Provides Access for Non-Profits
- Main Street Lending Expands Funding – Updated June 8, 2020
- Main Street Lending Program Overview
- Article: The SBA PPP and Sole Proprietors, Independent Contractors, and Partners – Guidance is Here Now
- Interim Final Rule for Sole Proprietors, Independent Contractors, Partners – Published April 15, 2020
- Article: The Fed Continues to Go All in with Main Street Lending Program
- Guidance on Implementing the Pandemic Unemployment Assistance Program
- Guidance on Federal Pandemic Unemployment Compensation
Crisis Cash Management
- NEW: Cash Management Survival Questionnaire
- Article: Are You Managing Cash Strategically through COVID-19? Let’s Find Out.
Paycheck Protection Program | SBA
- SBA Revises Loan Calculation for Schedule C Filers
- IRS Issues Notice 2021-20 Updating FAQs for the Employee Retention Credit
- SBA Continues Gradual Re-Opening of PPP Program
- Second Draw Paycheck Protection Program (PPP) Loans
- Second Draw PPP Application
- COVID-19 Stimulus Bill Passed, President Expected to Sign Into Law
- Reminder: Section 1112 Payments are Taxable
- Tax Implications of the PPP Loan Forgiveness
- New SBA Qualification Questionnaire Requirement for PPP Loans in Excess of $2M
- New PPP Loan Forgiveness Form from the SBA
- Frequently Asked Questions (FAQs) on PPP Loan Forgiveness
- Medicaid Provider Distribution Application Form for Dentists
- Instructions for the Provider Distribution Application Form for Dentists
- Medicaid and CHIP Providers May be Eligible for a Portion of the $15B Distribution
- Interim Final Rule Additional Eligibility Revisions for those with Criminal Record
- Interim Final Rule Additional Eligibility Revisions for those with Criminal Record – 2nd Resource
- Understanding the PPP for the Self-Employed
- UPDATED June 18, 2020: PPP Loan Forgiveness Application – Fillable
- UPDATED June 18, 2020: PPP Loan Forgiveness Application Instructions
- UPDATED June 18, 2020: PPP Loan Forgiveness Application Form 3508EZ
- UPDATED June 18, 2020: PPP Loan Forgiveness Application Form 3508EZ Instructions
- UPDATED June 18, 2020: PPP Interim Final Rule and Revisions
- Paycheck Protection Program – Status of Filing for Forgiveness
- SBA’s Economic Injury Disaster Loans and Advance Program Reopened
- CALCULATOR: June Update Estimated Loan Forgiveness Calculator – Updated June 6, 2020
- Updated PPP Loan Forgiveness FAQs – June 4, 2020
- June 3, 2020: The Paycheck Protection Flexibility Act Awaits the President’s Signature
- Interim Final Rule – PPP Loan Forgiveness
- SBA’s Newest PPP Interim Final Rule Clarifies Foreign Employees Must be Counted to Determine Size
- SBA and Treasury Release Paycheck Protection Program (PPP) Loan Forgiveness Application – Updated May 15, 2020
- SBA Issues Interim Final Rule on Loan Increases
- BREAKING: SBA Releases Clarification Regarding Certification – May 13, 2020
- FAQ #46 – SBA Guidance Regarding Certification
- Summary of Documentation and Rules – Updated May 5, 2020
- Documenting Current Economic Uncertainty – Making Your PPP Loan Request Necessary to Support Ongoing Operations
- Summary of SBA Additional FAQs – Issued May 3, 2020
- BREAKING: Critical Update Relating to PPP Forgiveness and Taxable Income
- Senate Bill Summary – Updated April 23, 2020
- FAQs: Allowable Uses and Forgivable Expenses
- Comparison Grid: Allowable Uses and Forgivable Expenses
- Paycheck Protection Program Report from the SBA
- Paycheck Protection Program Application – **Updated April 3, 2020**
- Overview – Paycheck Protection Program
- CALCULATOR: Max Loan Spreadsheet
- Interim Final Rule – Released April 2, 2020
- Top 10 FAQs – Updated with Interim Final Rule
- CARES Act Max Loan Definitions
- Loan Forgiveness Details
- PPP Borrower Information Fact Sheet – April 1, 2020
- SBA Disaster Assistance in Response to the Coronavirus – Low-Interest Loans
- SBA Disaster Assistance Application
Employment | Unemployment | Payroll Tax Matters
- IRS Guidance on Deferment of Employee FICA
- Critical 8/31 Deadline for Amending Plans to Suspend or Reduce Safe Harbor Contributions Approaching
- U.S. Department of Labor – Families First Coronavirus Act: Employee Paid Leave Rights
- U.S. Department of Labor – Families First Coronavirus Act: Employer Paid Leave Requirements
- IRS Releases Notice Extending Repayment of Already Taken Required Minimum Distributions until Aug. 31, 2020
- Revised COBRA Model Notices – May 1, 2020
- DOL Extension of Various ERISA Deadlines – May 4, 2020
- BWC Payroll Changes
- IRS FAQs for COVID-19 Related Tax Credits – Updated Often
- Deferral of Employment Tax Deposits and Payments through December 31, 2020
- Guidance on the $600 Federal Weekly Benefit and Other Unemployment Benefits
- DOL FAQs on the CARES Act and Families First Coronavirus Response Act
- ODJFS: New Federal Pandemic Unemployment Programs
- Flow Chart: Paid Leave Credits vs. CARES Act
- From the DOL: Families First Coronavirus Response Response Act Q&A
- SharedWorks Ohio FAQ
- Layoff Form to be Distributed to Employees
- Coronavirus and Unemployment Insurance: Employer Information
- Poster for Employers: Employee Rights – Paid Sick Leave and Expanded Family and Medical Leave Under the Families First Coronavirus Response Act
- Summary Families First Coronavirus and Employer Mandates
- Procedures for Payroll Tax Credits and Rapid Refunds
- Determining Employee Count for FFCRA
- Federal Aid Package Helps Individuals Affected by COVID-19
- Employers Can Immediately Provide Tax-Free Qualified Disaster Payments to Employees in Connection with COVID-19
- IRS Outlines Procedures for Payroll Tax Credits and Rapid Refunds for Employers Making Federally Mandated COVID-19 Leave Payments
- ODJFS SharedWorkOhio – Participating Employee Information Sheet
- ODJFS Coronovirus and Unemployment Insurance Benefits Site
- PDF: ODJFS Mass Layoff Instruction Sheet
General Tax and Business Resources
- CARES Act Provider Relief Fund: How to Apply
- Post Payment Notice of Reporting Requirements
- IRS Issues Guidance to Implement Presidential Memorandum Deferring Employee Social Security Tax Withholding
- HHS Extends CARES Act Provider Relief Fund for Medicaid, CHIP, and Dental Providers
- All Providers – HHS Releases Timeline for Provider Relief Fund Reporting
- COVID-19 and Common GAAP Financial Reporting Considerations
- IRS Allows Midyear Changes to Health Coverage, Flexible Spending Accounts, and Dependent Care
- COVID-19 Allows Tax-Favored Distributions from IRA
- May 1, 2020: BREAKING: Critical Update Relating to PPP Forgiveness and Taxable Income
- Deferral of Employment Tax Deposits and Payments through December 31, 2020
- CARES Act Summary
- Tax CARES Act Flow Chart
- Novel Coronavirus (COVID-19) Impact and Risk Response Guide
- Privacy in the Time of a Pandemic
- Top Cybersecurity Recommendations Amid COVID-19
- COVID-19 Data Security Insight
- IRS Release Updated COVID-19 Relief – Now Extending Filing Date and Payment
- Stay at Home Orders for State of Ohio, Effective March 23, 2020
Ohio COVID-19 Economic Impacts
Published Articles and Updates
- March 18, 2021: IRS Announces Federal Income Tax Filing Extension
- March 17, 2021: Reminder: Banks Have Their Own Deadlines for the PPP – and May Have Already Stopped Taking Loan Applications
- January 14, 2021: SBA Continues Gradual Re-Opening of PPP Program
- January 11, 2021: Second Draw Paycheck Protection Program (PPP) Loans
- December 15, 2020: Reminder: Section 1112 Payments are Taxable
- November 20, 2020: Tax Implications of the PPP Loan Forgiveness
- November 3, 2020: New SBA Qualification Questionnaire Requirement for PPP Loans in Excess of $2M
- November 2, 2020: Main Street Lending Portal Now Open for Loans
- October 27, 2020: Ohio’s COVID Relief Grant Programs
- October 12, 2020: New PPP Loan Forgiveness Form from the SBA
- September 4, 2020: Now Open for Nonprofits: Main Street Lending Program Accepting Submissions
- September 2, 2020: IRS Guidance on Deferment of Employee FICA
- August 31, 2020: IRS Issues Guidance to Implement Presidential Memorandum Deferring Employee Social Security Tax Withholding
- August 5, 2020: SBA Releases Long-Awaited Guidance on PPP Forgiveness via FAQs
- August 3, 2020: Main Street Lending Extended by Three Months
- July 27, 2020: Main Street Lending Update for Non-Profits
- July 27, 2020: All Providers – HHS Releases Timeline for Provider Relief Fund Reporting
- June 25, 2020: Medicaid and CHIP Providers May be Eligible for a Portion of the $15B Distribution
- June 25, 2020: Understanding the PPP for the Self-Employed
- June 25, 2020: IRS Releases Notice Extending Repayment of Already Taken Required Minimum Distributions until Aug. 31, 2020
- June 18, 2020: SBA Releases Revisions to Interim Final Rule and Revised PPP Forgiveness Application
- June 16, 2020: Paycheck Protection Program – Status of Filing for Forgiveness
- June 8, 2020: Main Street Lending Expands Funding
- June 3, 2020: The Paycheck Protection Flexibility Act Awaits the President’s Signature
- May 19, 2020: SBA’s Newest PPP Interim Final Rule Clarifies Foreign Employees Must be Counted to Determine Size
- May 18, 2020: Release of SBA Paycheck Protection Program Loan Forgiveness Application
- May 15, 2020: BREAKING – SBA and Treasury Release Paycheck Protection Program (PPP) Loan Forgiveness Application
- May 14, 2020: COVID-19 Allows Tax-Favored Distributions from IRA
- May 14, 2020: Main Street Lending Program Overview
- May 14, 2020: IRS Allows Midyear Changes to Health Coverage, Flexible Spending Accounts, and Dependent Care
- May 14, 2020: SBA Issues Interim Final Rule on Loan Increases
- May 13, 2020: BREAKING – SBA Releases Clarification Regarding Certification
- May 13, 2020: SBA Additional Guidance to be Issued Prior to May 14
- May 12, 2020: HHS Releases Important Updates to the CARES Act Provider Relief Fund General Distribution FAQs
- May 7, 2020: More Additions to SBA’s FAQs
- May 6, 2020: SBA’s Newest FAQ
- May 5, 2020: UPDATED – PPP Estimated Loan Forgiveness Calculator
- May 1, 2020: BREAKING: Critical Update Relating to PPP Forgiveness and Taxable Income
- April 30, 2020: Recent SBA FAQ’s Raise Questions About PPP Loan Fund Eligibility
- April 24, 2020: UPDATE – SBA to Resume PPP Loan Applications Monday
- April 23, 2020: BREAKING – PPP and Health Care Enhancements Act Passed by Congress
- April 23, 2020: From AGP Principal Tom Hager – You Need to Change Your Thinking: PPP
- April 22, 2020: FAQs – Allowable Uses and Forgivable Expenses
- April 16, 2020: The SBA PPP and Sole Proprietors, Independent Contractors, and Partners – Guidance is Here Now
- April 15, 2020: Are You Managing Cash Strategically through COVID-19? Let’s Find Out.
- April 14, 2020: The Fed Continues to Go All in with Main Street Lending Program
- April 13, 2020: Guidance on the $600 Federal Weekly Benefit and Other Unemployment Benefits
- April 6, 2020: Cleveland Jewish News article featuring AGP – COVID-19 on track to impact tax filing next year
- April 3, 2020: FRIDAY – What a Week!
- April 3, 2020: **URGENT UPDATE** – PPP Application Updated Friday Morning
- April 2, 2020: JUST RELEASED – Interim Final Rule and Application for PPP
- April 2, 2020: UPDATED – New Calculators for PPP Applications
- April 1, 2020: BREAKING – Terms Changed for PPP Applications
- March 31, 2020: PREPARE – Sample Application for the Paycheck Protection Program
- March 31, 2020: When the Economy Give You Lemons, Make Estate Planning Lemonade
- March 29, 2020: ACT NOW – Urgent Steps for the Paycheck Protection Program, including downloadable resources and calculators for business owners
- March 27, 2020: CARES Act – We’re ready to help your business.
- March 27, 2020: Ohio and City Tax Deadlines Extended Today (March 27)
- March 27, 2020: RESOURCE – DOL Poster for Businesses with <500 Employees by 4/1
- March 26, 2020: UPDATES – Developments to the CARES Stimulus Package
- March 24, 2020: Valuation Updates for our ESOP Clients
- March 22, 2020: Click here for our 3rd article for Financial Assistance for Business Owners
- March 21, 2020: Click here for our 2nd article for Financial Assistance for Business Owners
- March 18, 2020: Click here for our article Financial Assistance Updates for Business Owners
- March 17, 2020: Transition to a Temporary Workforce
- March 16, 2020: AGP Firm Updates
- March 16, 2020: We’re All in This Together – Steps for Business Owners